Four-seat composite single

What it costs to own a Cirrus SR20

The entry point into the Cirrus line. Composite airframe, side stick, glass panel, and the airframe parachute as standard equipment. Buyers tend to come for the parachute and the panel as much as for the speed, though it will outrun a 172 comfortably.

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Cirrus SR20 at a glance

Public manufacturer and POH figures, rounded to what owners see in practice. Your airframe will differ.

Engine

Continental IO-360-ES

200 hp

Fuel burn

10–12 gph

Cruise

140–155 KTAS

Useful load

~900 lbs

Seats

4

TBO

2,000 hrs

What it costs to run

Starting numbers for a Cirrus SR20, with the two figures that vary most between owners left editable. Change either one and the totals update.

Use your own numbers

Fuel and hangar vary more between owners than anything else. The rest holds at the Cirrus SR20 baseline.

At 11 gph, that is $71.50 an hour in fuel.

$500 a month.

Fixed (annual)

$16,100

Hangar, insurance, annual, reserves

Typical range $14,000–$22,000

Variable / hour

$114

Fuel, oil, maintenance reserve

Typical range $100–$135

All-in / hour

$275

Fixed plus variable, at 100 hrs/year

Typical range $240–$355

Need financing in the number? the cost-of-ownership calculator takes a purchase price, down payment, and loan terms, and lets you change utilization and every reserve line as well.

Common ownership patterns

How Cirrus SR20 owners usually split the airplane. Each one changes the cost math, the scheduling problem, and what needs to be written into the agreement.

Owner-flyer

A modern cockpit and a parachute, for pilots who want both.

Two-way partnership

Common, and the Cirrus owner community is unusually good at making them work.

Transition trainer

Some schools use SR20s to teach glass and high-performance transitions.

Run the split in the partnership calculator, and for the agreement itself see the co-ownership guide.

Maintenance worth knowing about

Items that come up on this type specifically. Worth having in hand at a pre-buy and at every annual.

  • The CAPS parachute needs repacking every 10 years, and it runs $15,000–$20,000.
  • Composite repair is not something every shop does. Find one before you need one.
  • Avidyne or Perspective panels carry database subscriptions as a standing cost.
  • Tires wear faster than on metal trainers because of how the airplane lands.
Keep the due-dates straight: the free inspection due-date calculator covers the annual, 100-hour, ELT, transponder, and pitot-static, and the engine reserve calculator sizes what to set aside per hour for the overhaul. For a fleet, Aloft360 tracks all of it against actual Hobbs time.

Cirrus SR20 FAQ

What does it cost to own a Cirrus SR20?
Fixed costs — hangar, insurance, the annual, and reserves — run $14,000–$22,000 a year. Fuel, oil, and maintenance reserve add $100–$135 for every hour you fly. Put those together at 100 hrs/year and you land around $240–$355 an hour. Your own numbers will move with hangar rates, hull value, and how much you fly, so run them in the cost-of-ownership calculator.
What's the fuel burn on a Cirrus SR20?
10–12 gph at typical cruise power. Treat that as a planning figure. Power setting, altitude, how you lean, and what you are carrying all change it.
How long is the engine TBO on a Cirrus SR20?
2,000 hrs per the manufacturer. Divide the expected overhaul cost by hours-to-TBO and set that aside every hour, or the bill arrives all at once.
Who typically owns a Cirrus SR20?
Owners who want the parachute, pilots moving from renting into a modern cockpit, and the Cirrus owner-pilot community.

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Track your Cirrus SR20 in Aloft360

Inspections, squawks, flight logs, per-owner hours, and expenses in one place. Starts at $9/month for one aircraft, with a 30-day free trial and no credit card.